Chase Ink Business Cash and Unlimited Cards: $900 Cashback Bonus

Chase has launched new welcome bonuses for two color business credit cards, and this is their biggest sign-up offer yet. In fact, these are some of the best credit card welcome bonuses we’ve seen on the market.

Eligible new Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card members can earn $900 in bonus cash back after spending $6,000 in the first three months. That’s like getting 15% cash back for your business on any purchases you make. Additionally, both cards have no annual fee.

Check out the details on the new bonuses, what you need to know about each card and how to qualify for welcome bonuses.

The new offers are already great because they offer more cashback and cost less, but it gets even better.

Although the Ink Business Cash and Unlimited are considered cash-back cards, if you have an eligible Ultimate-rewards-earning card, such as the Ink Business Preferred® Credit Card or Chase Sapphire Preferred Card, you can convert the cash back earned on these cards into transferable Chase Ultimate Rewards® points.

Many travel rewards enthusiasts value these types of points at two cents each, meaning your 90,000 bonus points could be worth $1,800 in travel when transferred to an airline or hotel partner, such as United, Air Canada or Hyatt. If you redeem your points through the Chase Ultimate Rewards Travel Portal (similar to Expedia, where you can book any type of travel with no blackout dates), 90,000 points will be worth $1,125 or $1,350, depending on which Ultimate-rewards-earning card you use. they have.

Of course, you can redeem Chase Ultimate Rewards® points for gift cards, Apple purchases, Amazon purchases, and more. And the best part is that credit card sign-up bonuses are generally not considered taxable income because you had to spend money to earn them.

It’s rare for credit card issuers to offer this great bonus. What makes this offer stand out is its size, affordable spending criteria and no annual fee for the card. There are a few credit cards that offer a welcome bonus of 80 to 100,000 points, but those cards usually have a $500+ annual fee.

Even though this is a business credit card, you may still be approved even if you don’t consider yourself a business owner. Most side hustles qualify you for a business credit card, such as driving for Uber or Lyft, baby sitting, tutoring, reselling items (like eBay or Facebook Marketplace), and more.

Chase is known for strict eligibility requirements on its Sapphire cards, but leaves no major restrictions on its business cards. The rules don’t say anything about previous cardholders having to wait 24 to 48 months before getting another bonus. You can apply for both the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card and get both welcome bonuses.

But before applying for either or both cards, you should consider the Chess 5/24 rule. The 5/24 rule limits who can be approved for a new Chase credit card. If you’ve opened five or more personal credit cards (from any card issuer) in the past 24 months, there’s a good chance you’ll be turned down for a new Chase Ink Business card. That’s because lenders check your personal credit through a business application.

Both cards also come with various benefits and protections that add value to cardholders, including:

• Free employee cards
• Mobile phone protection
• Car rental collision damage avoidance
• Trip cancellation and trip interruption insurance
• Purchase protection
• Extended warranty protection