As a motorcycle owner, you understand the risks associated with riding one. Although all riders hope to never get in an accident, it’s important to know what to do if one occurs. After a motorcycle accident, your main priorities should be seeking medical attention and getting the information you need for insurance and legal purposes. It may be challenging to remember what to do immediately after an unfortunate event, but here’s what to expect after a motorcycle accident.
Following Certain Steps After an Accident
In the immediate aftermath of an accident, you will likely be in shock. However, you must do your best to move away from traffic and contact local law enforcement and first responders. If you’re unable to move, try to signal someone to contact the authorities on your behalf, and keep your helmet and safety gear on until you receive medical attention.
While you wait for the police to arrive, try to collect information about the other person involved in the accident. Ask any bystanders or witnesses if they have additional information that could bring clarity to the situation. And be sure to take note of the scene and the behavior you see from the other driver.
Seeking Medical Attention
Sometimes, motorcycle accidents can result in serious personal injuries. Even if you don’t notice any effects from your injuries immediately, you should still seek medical attention from the first responders upon their arrival. Common injuries motorcyclists experience include the following:
- Head injuries
- Facial injuries
- Road rash
- Cuts and bruises
- Broken bones
- Neck and back injuries
- Loss of teeth
- Severe injuries to limbs
Depending on the severity of your injuries, you may need to follow up with your primary care doctor to ensure you are on the right track regarding any treatments.
Filing an Insurance Claim
After your motorcycle accident, you should expect a fair amount of paperwork and phone calls. Once you gather all the information you can from the scene, your next step is to file an insurance claim. It’s best not to wait too long before filing, as you’re liable to forget key information about the accident as time goes on.
Additionally, it’s important to note that each state has different requirements regarding insurance coverage. For example, it’s crucial to know how much motorcycle insurance you need in California, although states like Florida and Montana do not have laws requiring motorcycle insurance. Either way, it’s best to have coverage so you know you’re financially protected in the event of an accident.
Again, while every cyclist hopes accidents won’t happen, it’s always best to be prepared. Remember to wear your helmet, drive safe, and keep these steps in mind if an accident does occur.